"The First Choice in Credit & Screening"



Consumers


CIC consumer credit report copy

If you are contacting CIC Credit for a copy of your report that has been pulled by one of our subscribers, please email us, or click here and enter the instant view ID / PW on the credit report. The subscriber can find it at the end of the CIC Credit report. Also if you have a charge on your debit/credit card from CIC Mortgage Credit this is in connection with one of our subscribers pulling your credit file please contact your creditor about this charge we process the cards on their behalf.

Click here to get your Free Annual Credit Report This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and Trans Union.


AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.

 

Instant View Login

https://cic.meridianlink.com/instant_view/ViewReport.aspx

Consumer Complaints

 

If you have a consumer complaint, please click here


Dispute your consumer report with CIC

If you would like to dispute the accuracy of a consumer report issued by CIC Credit, please email dispute@ciccredit.com to start the simple process or call 800-352-5882 for assistance. Or you may contact the below bureaus as well.

Please include the following information with your dispute request:

  • Full name
  • Profile ID number
  • Social Security Number (do not provide if sending via email)
  • Phone number
  • Copy of driver license or photo ID (please enlarge and ensure copy is clear and legible)
  • Describe the specific incorrect information and the nature of your dispute
  • Documents to support your dispute (if available)
  • Your signature or written concent

Credit Repository Online Portals

Equifax Online Dispute
Experian Online Dispute – Requires Experian consumer credit report
Trans Union Online Dispute – Requires Trans Union account setup

 

Opt-out

Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.

CFPB

Our mission is to make markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products.

Credit Bureau Contact Information

 

Equifax

PO Box 105783
Atlanta, GA 30348


800-685-5000

www.equifax.com

 

Experian
National Consumer
Assistance Center
PO Box 2002
Allen, TX 75013


865-539-5391

www.experian.com

 

TransUnion
Consumer Relations
PO Box 1000
Chester, PA 19022

800-888-4213

www.transunion.com