Service your customers and make smarter business decisions by retrieving credit data in XML format via the web, 24/7.
CreditAPI is fast and user-friendly software that provides instant credit reports for businesses to make efficient accurate decisions. By pulling real-time data from Experian, Equifax and Transunion, CreditAPI uses a sophisticated algorithm to merge information from all three bureaus to create an accurate, unified credit report for your customers and your financial institution. CreditAPI also provides near-instant access to VantageScore ratings and FICO scores.
Our powerful technology pulls credit bureau data within seconds and a sophisticated algorithm balances variations in reports to create a single, highly accurate credit report. Credit information is pulled from all major credit bureaus:
Transition Quickly and Smoothly
Financial institutions who are current subscribers or already authorized by the three credit bureaus can integrate CreditAPI in as few as one-to-five business days. We provide sample code and a protected testing environment for error-free development and a seamless transition.
Easy Data Retrieval
CreditAPI simply requires web access and requests sent via HTTPS with 128-bit SSL encryption to gain near-immediate access to credit reporting from all three bureaus plus VantageScore and FICO scores. Retrieve data in XML format and use with other supported data types: HTML, MISMO, PDF, TEXT, and X12.
Configure reports to structure and order data your way. Or choose from our 30+ predefined, customizable templates to display the information you need, quickly and easily.
Our client-focused support staff responds quickly and attentively throughout setup, launch, and ongoing usage. By gaining a thorough understanding of your institution and customer needs, we can anticipate challenges and put systems in place to protect you and ensure your service runs smoothly.
Contact Mike Thomas email@example.com for more information.