your trusted path to Financial Clarity

Consumers

Empowering you to Navigate Credit

CIC Consumer Credit Reporting

CIC Consumer Credit Reporting serves as an indispensable resource for individuals navigating the complexities of credit management. Whether you’re aiming to track your financial health or apply for new opportunities, having accurate credit information is paramount. In the event of disputes arising from inaccuracies within consumer reports, CIC offers a well-defined process for resolution, prioritizing fairness and accuracy. This structured approach empowers individuals to rectify any discrepancies swiftly, thereby maintaining the integrity of their credit profiles. However, in cases of credit fraud, time is of the essence. Prompt action is crucial to mitigate potential damage and safeguard one’s financial standing. By promptly notifying CIC and initiating necessary fraud alerts, individuals can take proactive measures to combat fraudulent activities. With CIC Consumer Credit Reporting, you can navigate credit-related challenges confidently, knowing that your financial well-being is in capable hands.

Disputes

If you would like to dispute the accuracy of a consumer report issued by CIC Credit, please refer to the following guidelines.

How to Respond to Credit Fraud

Have you noticed something suspicious on one of your accounts? Follow Experian's® four-step process to combat any further threats.

Copy of Your Report Request

If you are contacting CIC Credit for a copy of your report that has been pulled by one of our subscribers, please contact us, or login by entering the Instant View ID and password found at the end of the CIC Credit report. If you have a charge on your debit/credit card from CIC Mortgage Credit, this is in connection with one of our subscribers pulling your credit file. Please contact your creditor about this charge. We process payment cards on the creditor’s behalf.

Do you suspect that you may be a victim of identity theft?

We suggest you act quickly to ensure the security of your data and assets.