Consumer Information

CIC
CONSUMER CREDIT REPORTING

If you are contacting CIC Credit for a copy of your report that has been pulled by one of our subscribers, please email us, or click here and enter the instant view ID/PW on the credit report. The subscriber can find it at the end of the CIC Credit report. Also if you have a charge on your debit/credit card from CIC Mortgage Credit this is in connection with one of our subscribers pulling your credit file please contact your creditor about this charge we process the cards on their behalf.

Free Annual Credit Report

Click Below to get your FREE Annual Credit Report

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and Transunion.

The official site to help consumers to obtain their free credit report.

Instant View Login

Click here to log into Instant View

INSTANT VIEW ACCESS

Consumer Complaints

If you have a consumer complaint, please email us.

Email CIC

Dispute Your Consumer Report with CIC

If you would like to dispute the accuracy of a consumer report issued by CIC Credit, please email dispute@ciccredit.com to start the simple process. Additionally you can call 800-352-5882 for assistance or you may contact the below bureaus as well.

Please include the following information with your dispute request:

  • Full name
  • Profile ID number
  • Social Security Number (do not provide if sending via email)
  • Phone number
  • Copy of driver license or photo ID (please enlarge and ensure copy is clear and legible)
  • Describe the specific incorrect information and the nature of your dispute
  • Documents to support your dispute (if available)
  • Your signature or written consent

Credit REPOSITORY ONLINE PORTALS

Equifax Online Dispute
No account required

Experian Online Dispute
Requires Experian consumer credit report

TransUnion Online Dispute
Requires TransUnion account setup

Opt-Out

Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you (“Firm Offers”). The FCRA also provides you the right to “Opt-Out”, which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.

FCRA WEBSITE

CFPB

Consumer Financial Protection Bureau – Our mission is to make markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products.

CFPB WEBSITE

Have questions? We’d love to chat!

Credit Bureau Contact Information

Equifax

Consumer Relations
PO Box 105783
Atlanta, GA 30348

800-685-5000
www.equifax.com

Experian

National Consumer Assistance Center
PO Box 2002
Allen, TX 75013

865-539-5391
www.experian.com

TransUnion

Consumer Relations
PO Box 1000
Chester, PA 19022

800-888-4213
www.transunion.com

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