Unveiling Perspectives beyond simple scores
Credit Products
Single, Dual & Tri-Merge Reports
CIC Mortgage Credit delivers swift, dependable credit reporting for credit grantors, insurance underwriters, lenders, and mortgage brokers. Our cutting-edge tool, MCL, extracts and stores data directly from credit repositories, enabling CIC Credit to seamlessly access, merge, automate, and digitally deliver pertinent credit information directly to you.
Report Benefits
- Simple access through commonly used web browsers
- Instantly request, retrieve, view and print in-file/Pre-Qual and RMCR/ Factual Reports.
- Conveniently view original trade records while viewing a merged report.
- Manage multiple users through customer account management features
- View and print billing invoices in real-time
Tri-Merge Credit Report
Gain a holistic understanding of your applicant’s creditworthiness through our Tri-Merge Credit Report. This adaptable report enhances your ability to approve more loans efficiently, reducing both time and risk.
Pre-Qualification Report
A groundbreaking prequalification tool designed to streamline the lending process. By utilizing soft inquiry credit reports, it accelerates borrower qualification without the need for disclosures. This user-friendly software application can be seamlessly integrated into your website.
Business Credit Report
CIC’s Business Credit Reports, in collaboration with Experian and Equifax, offer comprehensive insights for effective portfolio management and targeted offers based on detailed customer data.
