The Power of Insight Anywhere, Anytime
CreditXpert Cloud
Unlock Your Clients’ Potential for Homeownership with CreditXpert – A Smarter Path to Higher Scores and Faster Approvals
Score Smarter, Close Faster!
CIC Credit brings you CreditXpert, a powerful score analysis tool that helps mortgage professionals guide clients toward stronger credit profiles and successful loan applications. With CIC Credit’s CreditXpert service, you can instantly access customized strategies that show clients exactly what steps they need to take to improve their scores, making it easier to get them qualified and on the path to homeownership.
Why Utilize CreditXpert?
-
Optimize Loan Approvals
CIC Credit’s CreditXpert tool provides a clear roadmap to improve approval rates by showing clients actionable steps to boost their scores. -
Gain a Competitive Edge
Differentiate your services with CIC Credit’s expert insights and tools to help clients achieve faster loan approvals.
The leading credit optimization platform that leverages predictive analytics to help lenders qualify more applicants, make smarter offers, and close more loans.
With 73% of applicants able to raise their score by at least 20 points within 30 days, CreditXpert provides lenders with a powerful tool to unlock each applicant’s potential. Our advanced AI quickly identifies mid-scores and, with one click, reveals targeted steps to help applicants reach a higher credit score. In a fast-moving market, savvy homebuyers want the best offers, and CreditXpert’s predictive analytics engine gives you an edge by showing each applicant’s score potential, specific actions for improvement, and the likelihood of reaching a target score. Lenders can stay focused on closing loans while CreditXpert takes care of tracking progress. Just set a goal, share the plan, and CreditXpert will handle automated reminders and progress updates directly to your dashboard. With nearly 1 billion credit records analyzed, our proprietary algorithms also help identify potential underwriting blockers and credit score changes, ensuring nothing stands in the way of approval.
Boost Scores Quickly
With CreditXpert, you’ll see rapid credit improvement, with 73% of applicants able to boost their scores by 20 or more points in just 30 days. This quick turnaround helps applicants meet lending criteria faster, so you can close loans sooner and with greater confidence in their eligibility.
One-Click Score Potential Insights
CreditXpert’s intuitive, one-click insights provide a clear view of each applicant’s mid-score, along with their potential improvements and detailed action steps. This allows you to immediately understand the specific credit-building actions needed and gives you a roadmap to help clients maximize their score potential.
Automated Tracking & Reminders
Forget manual follow-ups—CreditXpert’s automated tracking system does the work for you. Simply set a target date, and the platform will handle sending timely reminders to applicants, monitor their progress, and update your dashboard with real-time insights, keeping you effortlessly informed and focused on closing loans.
Data-Driven Accuracy
CreditXpert’s advanced algorithms, refined through the analysis of nearly 1 billion credit records, help identify key factors affecting an applicant’s score. The system flags any changes that may impact their credit standing and uncovers potential underwriting obstacles, so you have all the data needed to streamline approvals and ensure a smoother loan process.
Take Your Credit Solutions to the Next Level!
Ready to help your clients succeed? Contact us today to learn more and upgrade to the new CreditXpert for smarter credit insights and faster approvals!
